Critical Illness /
Cancer Protection
USD $2,500 payment for
Funeral Expenses
Included at no cost
Individual Plan: for the primary insured
Family Plan: for the insured + dependents
Now when you bundle our
Living Benefits:
USD $2,500 payment for
Funeral Expenses
Included at no cost
Individual Plan: for the primary insured
Family Plan: for the insured + dependents
USD $2,500 payment for
Funeral Expenses
Included at no cost
Individual Plan: for the primary insured
Family Plan: for the insured + dependents
*Product availability may vary depending on the place of purchase. Funeral expense benefit not available in Ecuador.
Easy term
Master term
Ideal protection with term life insurance with an insured amount between $100,000 and $1,000,000 USD. Apply without medical exams and get automatic approval or simplified evaluation with response in less than 24 hours, depending on the case..
- Family support: Ensures the economic well-being of your loved ones, covering everything from daily expenses to your children’s education, in case you are ever gone.
- Solutions for companies: Use your insurance as a Key Man and Partner Insurance, designed to protect the future of your business.
- Financial stability: Enjoy a fixed base premium with no unexpected increases, allowing you to plan your long-term finances with complete confidence.
Term life insurance with insured amounts between $1,100,000 and $10,000,000 USD. Ideal for planning inheritances, protecting your legacy from unexpected costs and ensuring a secure future for your loved ones.
- Peace of mind for your family: Ensure that they can maintain their lifestyle and meet large financial commitments such as mortgages, investments and your children’s college education.
- Solutions for companies: Access advanced coverage such as Key Man and Partner Insurance, protecting the strategic value of your business.
- Preserve your assets: Avoid unexpected liquidations and allow your loved ones to keep their assets, ensuring stability in difficult times.
Easy term
Ideal protection with term life insurance with an insured amount between $100,000 and $1,000,000 USD. Apply without medical exams and get automatic approval or simplified evaluation with response in less than 24 hours, depending on the case..
- Family support: Ensures the economic well-being of your loved ones, covering everything from daily expenses to your children’s education, in case you are ever gone.
- Solutions for companies: Use your insurance as a Key Man and Partner Insurance, designed to protect the future of your business.
- Financial stability: Enjoy a fixed base premium with no unexpected increases, allowing you to plan your long-term finances with complete confidence.
Master term
Term life insurance with insured amounts between $1,100,000 and $10,000,000 USD. Ideal for planning inheritances, protecting your legacy from unexpected costs and ensuring a secure future for your loved ones.
- Peace of mind for your family: Ensure that they can maintain their lifestyle and meet large financial commitments such as mortgages, investments and your children’s college education.
- Solutions for companies: Access advanced coverage such as Key Man and Partner Insurance, protecting the strategic value of your business.
- Preserve your assets: Avoid unexpected liquidations and allow your loved ones to keep their assets, ensuring stability in difficult times.
Savings benefit
Return of premium
Plan with confidence while saving what you pay. Receive the base premium paid over 15 years, or the base premium plus the the return of premium cost over 20 or 30 years. At the end of the contracted term, you will receive your savings in USD to allocate to whatever you need most.
Plan for the future: Use your savings for your children’s education, retirement, or any plans you have in mind.
Save in USD: Get your accumulated amount in dollars to ensure stability and achieve your goals.
Term flexibility: Choose the term that suits your objectives and enjoy reliable financial backing.
Health benefits
Cash advance for terminal illness
Receive an advance of up to 50% of your life insurance sum in the event of a terminal illness diagnosis, with a maximum of USD 250,000 for Easy Term and USD 500,000 for Master Term.
- Flexibility in Use: Use the advance to cover medical expenses, deductibles, treatments, or any other personal needs.
- Protection in USD: Solid financial support designed to take care of your health and well-being.
- Included at No Additional Cost: This benefit is designed to support you in the most challenging moments without generating extra charges.
Cancer (only) Protection
Facing cancer can be challenging, but you’re not alone. Our benefit is designed to provide financial support when you need it most—so you can focus on what matters most: your health. Choose coverage amounts of $20,000, $50,000, or $100,000 USD and protect your peace of mind against different types of cancer.
- Family plan available: Protect your entire family for a single price—includes the primary insured, their spouse, and dependents (up to 10 members) under one family plan.
- Use your coverage your way: The benefit is paid directly to you, so you can use it for what you need most—like surgeries, medications, deductibles, or specialized care.
- Support for your family: Receive financial assistance throughout the process to ensure stability and support at every stage.
Critical Illness Protection (includes cancer)
Because difficult moments require clear solutions, we offer flexible financial protection tailored to your needs. With coverage options of $20,000, $50,000, or $100,000 USD, you’ll be protected in the event of a critical diagnosis such as cancer, severe illnesses like end-stage renal failure or advanced Alzheimer’s, and major cardiovascular events like heart attacks and strokes.
- Family plan available: Protect your entire family for a single price—includes the primary insured, their spouse, and dependents (up to 10 members) under one family plan.
- Use your coverage your way: The benefit is paid directly to you, so you can use it for what you need most—like surgeries, medications, deductibles, or specialized care.
- Stability for your family: Ensure financial support for daily expenses and peace of mind for your loved ones throughout the journey.
Disability benefit
Income Protection: Total Permanent and Temporary Disability Due to Illness and Accident
Protect your income against illnesses or accidents with comprehensive coverage. If you suffer an accident or illness that causes total temporary disability, you will start receiving a monthly benefit after the first month. In case of total permanent disability due to illness, you will receive the monthly benefit after three months. Additionally, in case of total and permanent disability, you will receive the contracted insured amount after 12 months, whether due to accident or illness.
- Liquidity in case of disability: Protect your income and meet your medical and daily expenses without worries.
- Economic support for your recovery: Ensure that you and your family can live comfortably while you recover.
- Adaptive protection: Financial solutions for independent professionals and employees.
Income Protection: Total Permanent Disability Due to Illness and Accident
Protect your income and ensure a stable future for you and your loved ones. Receive the insured amount contracted after 12 months of total and permanent disability due to accident or illness.
- Flexible use of insured amount: Allocate the received amount to cover medical care, medical insurance deductibles, or any other needs.
- Adaptive contracting: Financial protection designed for both independent professionals and employees.
- Economic stability: Financial support that provides liquidity for you and your family in uncertain times.
Cash For Accidental Loss Or Death
Receive up to 100% of the insured amount in case of disability due to organic losses caused by accident and increase protection for your loved ones in the event of accidental death, ensuring your family’s financial support in any eventuality.
- Personalized choice: Select additional insured amount for greater peace of mind and protection for you and your family in case of accident.
- Comprehensive coverage: Receive the insured amount in USD to cover medical expenses, deductibles, home adaptations, or other needs arising from disability due to accident.
- Additional protection: Ensure the well-being of your loved ones with additional insured amount, securing their financial stability in difficult times.
Savings benefit
Return of premium
Plan with confidence while saving what you pay. Receive the base premium paid over 15 years, or the base premium plus the the return of premium cost over 20 or 30 years. At the end of the contracted term, you will receive your savings in USD to allocate to whatever you need most.
Plan for the future: Use your savings for your children’s education, retirement, or any plans you have in mind.
Save in USD: Get your accumulated amount in dollars to ensure stability and achieve your goals.
Term flexibility: Choose the term that suits your objectives and enjoy reliable financial backing.
Health benefit
Cash advance for terminal illness
Receive an advance of up to 50% of your life insurance sum in the event of a terminal illness diagnosis, with a maximum of USD 250,000 for Easy Term and USD 500,000 for Master Term.
- Flexibility in Use: Use the advance to cover medical expenses, deductibles, treatments, or any other personal needs.
- Protection in USD: Solid financial support designed to take care of your health and well-being.
- Included at No Additional Cost: This benefit is designed to support you in the most challenging moments without generating extra charges.
Cancer Protection
Facing cancer can be challenging, but you’re not alone. Our benefit is designed to provide financial support when you need it most, allowing you to focus on your health. Choose coverage of $20,000, $50,000, or $100,000 USD and protect your peace of mind against different types of cancer.
Access to the insured amount: Use it according to your needs—hospitalization costs, medications, treatments, travel, or accommodation away from home.
Deductible payment: Financial relief to reduce the initial treatment expenses.
Support for your family: Financial assistance throughout the process to ensure stability and support at every stage.
Critical Illness Protection (includes cancer)
Because difficult times require clear solutions, we offer financial support tailored to your needs. With coverage options of $20,000, $50,000, or $100,000 USD, you’ll be protected against critical diagnoses such as cancer, serious illnesses like end-stage kidney failure or advanced Alzheimer’s, and cardiovascular events like heart attacks and strokes.
Access to the insured amount: Finance surgeries, therapies, high-cost medications, and deductibles.
Liquidity for specialized care: Covers home care, physical therapy, and treatment at specialized centers.
Stability for your family: Ensures financial support for daily expenses and peace of mind for your loved ones throughout the process.
Disability benefit
Income Protection: Total Permanent and Temporary Disability Due to Illness and Accident
Protect your income against illnesses or accidents with comprehensive coverage. If you suffer an accident or illness that causes total temporary disability, you will start receiving a monthly benefit after the first month. In case of total permanent disability due to illness, you will receive the monthly benefit after three months. Additionally, in case of total and permanent disability, you will receive the contracted insured amount after 12 months, whether due to accident or illness.
- Liquidity in case of disability: Protect your income and meet your medical and daily expenses without worries.
- Economic support for your recovery: Ensure that you and your family can live comfortably while you recover.
- Adaptive protection: Financial solutions for independent professionals and employees.
Income Protection: Total Permanent Disability Due to Illness and Accident
Protect your income and ensure a stable future for you and your loved ones. Receive the insured amount contracted after 12 months of total and permanent disability due to accident or illness.
- Flexible use of insured amount: Allocate the received amount to cover medical care, medical insurance deductibles, or any other needs.
- Adaptive contracting: Financial protection designed for both independent professionals and employees.
- Economic stability: Financial support that provides liquidity for you and your family in uncertain times.
Cash For Accidental Loss Or Death
Receive up to 100% of the insured amount in case of disability due to organic losses caused by accident and increase protection for your loved ones in the event of accidental death, ensuring your family’s financial support in any eventuality.
- Personalized choice: Select additional insured amount for greater peace of mind and protection for you and your family in case of accident.
- Comprehensive coverage: Receive the insured amount in USD to cover medical expenses, deductibles, home adaptations, or other needs arising from disability due to accident.
- Additional protection: Ensure the well-being of your loved ones with additional insured amount, securing their financial stability in difficult times.
We have different term options depending on the contracting age:
Hiring ages
| Term 10 years | Term 15 years | Term 20 years | Term 30 years |
|---|---|---|---|
|
18 – 75 years |
18 – 70 years |
18 – 65 years |
18 – 55 years |
- The contracting age is issued at the age of your last birthday at the time of contracting.
- The minimum age to contract term life insurance is 18 years, and the maximum is 75 years.
Easy term
Master term
Ideal protection with term life insurance with an insured amount between $100,000 and $1,000,000 USD. Apply without medical exams and get automatic approval or simplified evaluation with response in less than 24 hours, depending on the case..
- Family support: Ensures the economic well-being of your loved ones, covering everything from daily expenses to your children’s education, in case you are ever gone.
- Solutions for companies: Use your insurance as a Key Man and Partner Insurance, designed to protect the future of your business.
- Financial stability: Enjoy a fixed base premium with no unexpected increases, allowing you to plan your long-term finances with complete confidence.
Term life insurance with insured amounts between $1,100,000 and $10,000,000 USD. Ideal for planning inheritances, protecting your legacy from unexpected costs and ensuring a secure future for your loved ones.
- Peace of mind for your family: Ensure that they can maintain their lifestyle and meet large financial commitments such as mortgages, investments and your children’s college education.
- Solutions for companies: Access advanced coverage such as Key Man and Partner Insurance, protecting the strategic value of your business.
- Preserve your assets: Avoid unexpected liquidations and allow your loved ones to keep their assets, ensuring stability in difficult times.
Easy term
Ideal protection with term life insurance with an insured amount between $100,000 and $1,000,000 USD. Apply without medical exams and get automatic approval or simplified evaluation with response in less than 24 hours, depending on the case..
- Family support: Ensures the economic well-being of your loved ones, covering everything from daily expenses to your children’s education, in case you are ever gone.
- Solutions for companies: Use your insurance as a Key Man and Partner Insurance, designed to protect the future of your business.
- Financial stability: Enjoy a fixed base premium with no unexpected increases, allowing you to plan your long-term finances with complete confidence.
Master term
Term life insurance with insured amounts between $1,100,000 and $10,000,000 USD. Ideal for planning inheritances, protecting your legacy from unexpected costs and ensuring a secure future for your loved ones.
- Peace of mind for your family: Ensure that they can maintain their lifestyle and meet large financial commitments such as mortgages, investments and your children’s college education.
- Solutions for companies: Access advanced coverage such as Key Man and Partner Insurance, protecting the strategic value of your business.
- Preserve your assets: Avoid unexpected liquidations and allow your loved ones to keep their assets, ensuring stability in difficult times.
Savings benefit
Health benefit
Return of premium
Plan with confidence while saving what you pay. Receive the base premium paid over 15 years, or the base premium plus the the return of premium cost over 20 or 30 years. At the end of the contracted term, you will receive your savings in USD to allocate to whatever you need most.
Plan for the future: Use your savings for your children’s education, retirement, or any plans you have in mind.
Save in USD: Get your accumulated amount in dollars to ensure stability and achieve your goals.
Term flexibility: Choose the term that suits your objectives and enjoy reliable financial backing.
Cash advance for terminal illness
Receive an advance of up to 50% of your life insurance sum in the event of a terminal illness diagnosis, with a maximum of USD 250,000 for Easy Term and USD 500,000 for Master Term.
- Flexibility in Use: Use the advance to cover medical expenses, deductibles, treatments, or any other personal needs.
- Protection in USD: Solid financial support designed to take care of your health and well-being.
- Included at No Additional Cost: This benefit is designed to support you in the most challenging moments without generating extra charges.
Disability benefit
Income Protection: Total Permanent and Temporary Disability Due to Illness and Accident
Protect your income against illnesses or accidents with comprehensive coverage. If you suffer an accident or illness that causes total temporary disability, you will start receiving a monthly benefit after the first month. In case of total permanent disability due to illness, you will receive the monthly benefit after three months. Additionally, in case of total and permanent disability, you will receive the contracted insured amount after 12 months, whether due to accident or illness.
- Liquidity in case of disability: Protect your income and meet your medical and daily expenses without worries.
- Economic support for your recovery: Ensure that you and your family can live comfortably while you recover.
- Adaptive protection: Financial solutions for independent professionals and employees.
Income Protection: Total Permanent Disability Due to Illness and Accident
Protect your income and ensure a stable future for you and your loved ones. Receive the insured amount contracted after 12 months of total and permanent disability due to accident or illness.
- Flexible use of insured amount: Allocate the received amount to cover medical care, medical insurance deductibles, or any other needs.
- Adaptive contracting: Financial protection designed for both independent professionals and employees.
- Economic stability: Financial support that provides liquidity for you and your family in uncertain times.
Cash For Accidental Loss Or Death
Receive up to 100% of the insured amount in case of disability due to organic losses caused by accident and increase protection for your loved ones in the event of accidental death, ensuring your family’s financial support in any eventuality.
- Personalized choice: Select additional insured amount for greater peace of mind and protection for you and your family in case of accident.
- Comprehensive coverage: Receive the insured amount in USD to cover medical expenses, deductibles, home adaptations, or other needs arising from disability due to accident.
- Additional protection: Ensure the well-being of your loved ones with additional insured amount, securing their financial stability in difficult times.
Savings benefit
Return of premium
Plan with confidence while saving what you pay. Receive the base premium paid over 15 years, or the base premium plus the the return of premium cost over 20 or 30 years. At the end of the contracted term, you will receive your savings in USD to allocate to whatever you need most.
Plan for the future: Use your savings for your children’s education, retirement, or any plans you have in mind.
Save in USD: Get your accumulated amount in dollars to ensure stability and achieve your goals.
Term flexibility: Choose the term that suits your objectives and enjoy reliable financial backing.
Health benefit
Cash advance for terminal illness
Receive an advance of up to 50% of your life insurance sum in the event of a terminal illness diagnosis, with a maximum of USD 250,000 for Easy Term and USD 500,000 for Master Term.
- Flexibility in Use: Use the advance to cover medical expenses, deductibles, treatments, or any other personal needs.
- Protection in USD: Solid financial support designed to take care of your health and well-being.
- Included at No Additional Cost: This benefit is designed to support you in the most challenging moments without generating extra charges.
Disability benefit
Income Protection: Total Permanent and Temporary Disability Due to Illness and Accident
Protect your income against illnesses or accidents with comprehensive coverage. If you suffer an accident or illness that causes total temporary disability, you will start receiving a monthly benefit after the first month. In case of total permanent disability due to illness, you will receive the monthly benefit after three months. Additionally, in case of total and permanent disability, you will receive the contracted insured amount after 12 months, whether due to accident or illness.
- Liquidity in case of disability: Protect your income and meet your medical and daily expenses without worries.
- Economic support for your recovery: Ensure that you and your family can live comfortably while you recover.
- Adaptive protection: Financial solutions for independent professionals and employees.
Income Protection: Total Permanent Disability Due to Illness and Accident
Protect your income and ensure a stable future for you and your loved ones. Receive the insured amount contracted after 12 months of total and permanent disability due to accident or illness.
- Flexible use of insured amount: Allocate the received amount to cover medical care, medical insurance deductibles, or any other needs.
- Adaptive contracting: Financial protection designed for both independent professionals and employees.
- Economic stability: Financial support that provides liquidity for you and your family in uncertain times.
Cash For Accidental Loss Or Death
Receive up to 100% of the insured amount in case of disability due to organic losses caused by accident and increase protection for your loved ones in the event of accidental death, ensuring your family’s financial support in any eventuality.
- Personalized choice: Select additional insured amount for greater peace of mind and protection for you and your family in case of accident.
- Comprehensive coverage: Receive the insured amount in USD to cover medical expenses, deductibles, home adaptations, or other needs arising from disability due to accident.
- Additional protection: Ensure the well-being of your loved ones with additional insured amount, securing their financial stability in difficult times.
We have different term options depending on the contracting age:
Hiring ages
| Term 10 years | Term 15 years | Term 20 years | Term 30 years |
|---|---|---|---|
|
18 – 75 years |
18 – 70 years |
18 – 65 years |
18 – 55 years |
- The contracting age is issued at the age of your last birthday at the time of contracting.
- The minimum age to contract term life insurance is 18 years, and the maximum is 75 years.
Easy term
Master term
Ideal protection with term life insurance with an insured amount between $100,000 and $1,000,000 USD. Apply without medical exams and get automatic approval or simplified evaluation with response in less than 24 hours, depending on the case..
- Family support: Ensures the economic well-being of your loved ones, covering everything from daily expenses to your children’s education, in case you are ever gone.
- Solutions for companies: Use your insurance as a Key Man and Partner Insurance, designed to protect the future of your business.
- Financial stability: Enjoy a fixed base premium with no unexpected increases, allowing you to plan your long-term finances with complete confidence.
Term life insurance with insured amounts between $1,100,000 and $10,000,000 USD. Ideal for planning inheritances, protecting your legacy from unexpected costs and ensuring a secure future for your loved ones.
- Peace of mind for your family: Ensure that they can maintain their lifestyle and meet large financial commitments such as mortgages, investments and your children’s college education.
- Solutions for companies: Access advanced coverage such as Key Man and Partner Insurance, protecting the strategic value of your business.
- Preserve your assets: Avoid unexpected liquidations and allow your loved ones to keep their assets, ensuring stability in difficult times.
Easy term
Ideal protection with term life insurance with an insured amount between $100,000 and $1,000,000 USD. Apply without medical exams and get automatic approval or simplified evaluation with response in less than 24 hours, depending on the case..
- Family support: Ensures the economic well-being of your loved ones, covering everything from daily expenses to your children’s education, in case you are ever gone.
- Solutions for companies: Use your insurance as a Key Man and Partner Insurance, designed to protect the future of your business.
- Financial stability: Enjoy a fixed base premium with no unexpected increases, allowing you to plan your long-term finances with complete confidence.
Master term
Term life insurance with insured amounts between $1,100,000 and $10,000,000 USD. Ideal for planning inheritances, protecting your legacy from unexpected costs and ensuring a secure future for your loved ones.
- Peace of mind for your family: Ensure that they can maintain their lifestyle and meet large financial commitments such as mortgages, investments and your children’s college education.
- Solutions for companies: Access advanced coverage such as Key Man and Partner Insurance, protecting the strategic value of your business.
- Preserve your assets: Avoid unexpected liquidations and allow your loved ones to keep their assets, ensuring stability in difficult times.
Savings benefit
Health benefit
Return of premium
Plan with confidence while saving what you pay. Receive the base premium paid over 15 years, or the base premium plus the the return of premium cost over 20 or 30 years. At the end of the contracted term, you will receive your savings in USD to allocate to whatever you need most.
Plan for the future: Use your savings for your children’s education, retirement, or any plans you have in mind.
Save in USD: Get your accumulated amount in dollars to ensure stability and achieve your goals.
Term flexibility: Choose the term that suits your objectives and enjoy reliable financial backing.
Cash advance for terminal illness
Receive an advance of up to 50% of your life insurance sum in the event of a terminal illness diagnosis, with a maximum of USD 250,000 for Easy Term and USD 500,000 for Master Term.
- Flexibility in Use: Use the advance to cover medical expenses, deductibles, treatments, or any other personal needs.
- Protection in USD: Solid financial support designed to take care of your health and well-being.
- Included at No Additional Cost: This benefit is designed to support you in the most challenging moments without generating extra charges.
Disability benefit
Income Protection: Total Permanent and Temporary Disability Due to Illness and Accident
Protect your income against illnesses or accidents with comprehensive coverage. If you suffer an accident or illness that causes total temporary disability, you will start receiving a monthly benefit after the first month. In case of total permanent disability due to illness, you will receive the monthly benefit after three months. Additionally, in case of total and permanent disability, you will receive the contracted insured amount after 12 months, whether due to accident or illness.
- Liquidity in case of disability: Protect your income and meet your medical and daily expenses without worries.
- Economic support for your recovery: Ensure that you and your family can live comfortably while you recover.
- Adaptive protection: Financial solutions for independent professionals and employees.
Income Protection: Total Permanent Disability Due to Illness and Accident
Protect your income and ensure a stable future for you and your loved ones. Receive the insured amount contracted after 12 months of total and permanent disability due to accident or illness.
- Flexible use of insured amount: Allocate the received amount to cover medical care, medical insurance deductibles, or any other needs.
- Adaptive contracting: Financial protection designed for both independent professionals and employees.
- Economic stability: Financial support that provides liquidity for you and your family in uncertain times.
Cash For Accidental Loss Or Death
Receive up to 100% of the insured amount in case of disability due to organic losses caused by accident and increase protection for your loved ones in the event of accidental death, ensuring your family’s financial support in any eventuality.
- Personalized choice: Select additional insured amount for greater peace of mind and protection for you and your family in case of accident.
- Comprehensive coverage: Receive the insured amount in USD to cover medical expenses, deductibles, home adaptations, or other needs arising from disability due to accident.
- Additional protection: Ensure the well-being of your loved ones with additional insured amount, securing their financial stability in difficult times.
Savings benefit
Return of premium
Plan with confidence while saving what you pay. Receive the base premium paid over 15 years, or the base premium plus the the return of premium cost over 20 or 30 years. At the end of the contracted term, you will receive your savings in USD to allocate to whatever you need most.
Plan for the future: Use your savings for your children’s education, retirement, or any plans you have in mind.
Save in USD: Get your accumulated amount in dollars to ensure stability and achieve your goals.
Term flexibility: Choose the term that suits your objectives and enjoy reliable financial backing.
Health benefit
Cash advance for terminal illness
Receive an advance of up to 50% of your life insurance sum in the event of a terminal illness diagnosis, with a maximum of USD 250,000 for Easy Term and USD 500,000 for Master Term.
- Flexibility in Use: Use the advance to cover medical expenses, deductibles, treatments, or any other personal needs.
- Protection in USD: Solid financial support designed to take care of your health and well-being.
- Included at No Additional Cost: This benefit is designed to support you in the most challenging moments without generating extra charges.
Disability benefit
Income Protection: Total Permanent and Temporary Disability Due to Illness and Accident
Protect your income against illnesses or accidents with comprehensive coverage. If you suffer an accident or illness that causes total temporary disability, you will start receiving a monthly benefit after the first month. In case of total permanent disability due to illness, you will receive the monthly benefit after three months. Additionally, in case of total and permanent disability, you will receive the contracted insured amount after 12 months, whether due to accident or illness.
- Liquidity in case of disability: Protect your income and meet your medical and daily expenses without worries.
- Economic support for your recovery: Ensure that you and your family can live comfortably while you recover.
- Adaptive protection: Financial solutions for independent professionals and employees.
Income Protection: Total Permanent Disability Due to Illness and Accident
Protect your income and ensure a stable future for you and your loved ones. Receive the insured amount contracted after 12 months of total and permanent disability due to accident or illness.
- Flexible use of insured amount: Allocate the received amount to cover medical care, medical insurance deductibles, or any other needs.
- Adaptive contracting: Financial protection designed for both independent professionals and employees.
- Economic stability: Financial support that provides liquidity for you and your family in uncertain times.
Cash For Accidental Loss Or Death
Receive up to 100% of the insured amount in case of disability due to organic losses caused by accident and increase protection for your loved ones in the event of accidental death, ensuring your family’s financial support in any eventuality.
- Personalized choice: Select additional insured amount for greater peace of mind and protection for you and your family in case of accident.
- Comprehensive coverage: Receive the insured amount in USD to cover medical expenses, deductibles, home adaptations, or other needs arising from disability due to accident.
- Additional protection: Ensure the well-being of your loved ones with additional insured amount, securing their financial stability in difficult times.
We have different term options depending on the contracting age:
Hiring ages
| Term 10 years | Term 15 years | Term 20 years | Term 30 years |
|---|---|---|---|
|
18 – 75 years |
18 – 70 years |
18 – 65 years |
18 – 55 years |
- The contracting age is issued at the age of your last birthday at the time of contracting.
- The minimum age to contract term life insurance is 18 years, and the maximum is 75 years.
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