• Easy Term

  • Download here:

  • Download here:

    Advisor platform

    New Policy States to Enhance Your Experience!
  • Corporate office:

    7300 North Kendall Drive Suite 740 Miami, FL 33156

    Address:

    Edificio San Juan Medical Assoc, 5 Calle Reverendo Domingo Marrero Suite 4, Urb. Santa Rita, Rio Piedras, Puerto Rico 00925.

    Phone:

    +1 939-322-9543

    Email:

    Síguenos:

We offer you financial protection through term life

insurance that you can adjust according to your needs.

We offer you financial protection through a term life insurance that you can adjust according to your needs.

Easy Term

Flexible protection through term life insurance with a sum insured from $100,000 to $1,000,000 USD. Apply without medical exams and receive automatic approval or simplified evaluation with a response in less than 24 hours, depending on the case. Learn about all the additional benefits for you and your loved ones.

 

Master Term

Greater protection through term life insurance with a sum insured from $1,100,000 to $10,000,000 USD. Coverage that adapts to your needs. Learn about all the additional benefits and increase your coverage.

Health benefit:

Advance for terminal illness

Receive an advance of up to 50% of your life insurance sum in case of a terminal illness diagnosis, with a maximum of $250,000 USD for Easy Term and $500,000 USD for Master Term. Financial protection for your health.

 

Savings benefit:

Return of Premium

Receive in return* the base cost of term plan you pay for 15 years, or the base cost of the term plan plus the cost of the return of premium benefit for 20 or 30 years (excluding the policy cost). Receive your savings at the end of the chosen term. Protect the future, the education of your children, and more.

 

Work disability benefit:

Payment for disability or accidental death

Coverage for you and your family in case of an accident. Choose the additional sum insured for disability due to organic losses or death by accident. Protection for you and for everyone.

We have different term options depending on the contracting age:

      • The contracting age is issued at the age of your last birthday at the time of contracting.
      • The minimum age to contract term life insurance is 18 years, and the maximum is 75 years.

Easy Term

Flexible protection through term life insurance with a sum insured from $100,000 to $1,000,000 USD. Apply without medical exams and receive automatic approval or simplified evaluation with a response in less than 24 hours, depending on the case. Learn about all the additional benefits for you and your loved ones.

 

Master Term

Greater protection through term life insurance with a sum insured from $1,100,000 to $10,000,000 USD. Coverage that adapts to your needs. Learn about all the additional benefits and increase your coverage.

Health benefit:

Advance for terminal illness

Receive an advance of up to 50% of your life insurance sum in case of a terminal illness diagnosis, with a maximum of $250,000 USD for Easy Term and $500,000 USD for Master Term. Financial protection for your health.

 

Saving benefit:

Return of premium

Receive in return* the base cost of term plan you pay for 15 years, or the base cost of the term plan plus the cost of the return of premium benefit for 20 or 30 years (excluding the policy cost). Receive your savings at the end of the chosen term. Protect the future, the education of your children, and more.

 

Work disability benefit:

Payment for disability or accidental death

Coverage for you and your family in case of an accident. Choose the additional sum insured for disability due to organic losses or death by accident. Protection for you and for everyone.

We have different term options depending on the contracting age:

  • La edad de contratación es emitida en la edad de tu último cumpleaños al momento de contratar.
  • La edad mínima para contratar un seguro de vida a término es de 18 años y la máxima de 75 años.

Easy Term

Flexible protection through term life insurance with a sum insured from $100,000 to $1,000,000 USD. Apply without medical exams and receive automatic approval or simplified evaluation with a response in less than 24 hours, depending on the case. Learn about all the additional benefits for you and your loved ones.

 

Master Term

Greater protection through term life insurance with a sum insured from $1,100,000 to $10,000,000 USD. Coverage that adapts to your needs. Learn about all the additional benefits and increase your coverage.

Health benefit:

Advance for terminal illness

Receive an advance of up to 50% of your life insurance sum in case of a terminal illness diagnosis, with a maximum of $250,000 USD for Easy Term and $500,000 USD for Master Term. Financial protection for your health.

 

Savings benefit:

Return of Premium

Receive in return* the base cost of term plan you pay for 15 years, or the base cost of the term plan plus the cost of the return of premium benefit for 20 or 30 years (excluding the policy cost). Receive your savings at the end of the chosen term. Protect the future, the education of your children, and more.

 

Work disability benefit:

Payment for disability or accidental death

Coverage for you and your family in case of an accident. Choose the additional sum insured for disability due to organic losses or death by accident. Protection for you and for everyone.

We have different term options depending on the contracting age:

    • The contracting age is issued at the age of your last birthday at the time of contracting.
    • The minimum age to contract term life insurance is 18 years, and the maximum is 75 years.
    •  

Not sure which coverage to choose?

Find your ideal coverage here

Not sure which coverage to choose?

Find your ideal coverage here