We offer you financial protection through term life
insurance that you can adjust according to your needs.
We offer you financial protection through a term life insurance that you can adjust according to your needs.
Easy Term
Flexible protection through term life insurance with a sum insured from $100,000 to $1,000,000 USD. Apply without medical exams and receive automatic approval or simplified evaluation with a response in less than 24 hours, depending on the case. Learn about all the additional benefits for you and your loved ones.
Master Term
Greater protection through term life insurance with a sum insured from $1,100,000 to $10,000,000 USD. Coverage that adapts to your needs. Learn about all the additional benefits and increase your coverage.
Savings benefit
Health benefit
Return of premium
Plan with confidence while saving what you pay. Receive the base premium paid over 15 years, or the base premium plus the the return of premium cost over 20 or 30 years. At the end of the contracted term, you will receive your savings in USD to allocate to whatever you need most.
Plan for the future: Use your savings for your children’s education, retirement, or any plans you have in mind.
Save in USD: Get your accumulated amount in dollars to ensure stability and achieve your goals.
Term flexibility: Choose the term that suits your objectives and enjoy reliable financial backing.
Cash advance for terminal illness
Receive an advance of up to 50% of your life insurance sum in the event of a terminal illness diagnosis, with a maximum of USD 250,000 for Easy Term and USD 500,000 for Master Term.
- Flexibility in Use: Use the advance to cover medical expenses, deductibles, treatments, or any other personal needs.
- Protection in USD: Solid financial support designed to take care of your health and well-being.
- Included at No Additional Cost: This benefit is designed to support you in the most challenging moments without generating extra charges.
Disability benefit
Income Protection: Total Permanent and Temporary Disability Due to Illness and Accident
Protect your income against illnesses or accidents with comprehensive coverage. If you suffer an accident or illness that causes total temporary disability, you will start receiving a monthly benefit after the first month. In case of total permanent disability due to illness, you will receive the monthly benefit after three months. Additionally, in case of total and permanent disability, you will receive the contracted insured amount after 12 months, whether due to accident or illness.
- Liquidity in case of disability: Protect your income and meet your medical and daily expenses without worries.
- Economic support for your recovery: Ensure that you and your family can live comfortably while you recover.
- Adaptive protection: Financial solutions for independent professionals and employees.
Income Protection: Total Permanent Disability Due to Illness and Accident
Protect your income and ensure a stable future for you and your loved ones. Receive the insured amount contracted after 12 months of total and permanent disability due to accident or illness.
- Flexible use of insured amount: Allocate the received amount to cover medical care, medical insurance deductibles, or any other needs.
- Adaptive contracting: Financial protection designed for both independent professionals and employees.
- Economic stability: Financial support that provides liquidity for you and your family in uncertain times.
Cash For Accidental Loss Or Death
Receive up to 100% of the insured amount in case of disability due to organic losses caused by accident and increase protection for your loved ones in the event of accidental death, ensuring your family’s financial support in any eventuality.
- Personalized choice: Select additional insured amount for greater peace of mind and protection for you and your family in case of accident.
- Comprehensive coverage: Receive the insured amount in USD to cover medical expenses, deductibles, home adaptations, or other needs arising from disability due to accident.
- Additional protection: Ensure the well-being of your loved ones with additional insured amount, securing their financial stability in difficult times.
Savings benefit
Return of premium
Plan with confidence while saving what you pay. Receive the base premium paid over 15 years, or the base premium plus the the return of premium cost over 20 or 30 years. At the end of the contracted term, you will receive your savings in USD to allocate to whatever you need most.
Plan for the future: Use your savings for your children’s education, retirement, or any plans you have in mind.
Save in USD: Get your accumulated amount in dollars to ensure stability and achieve your goals.
Term flexibility: Choose the term that suits your objectives and enjoy reliable financial backing.
Health benefit
Cash advance for terminal illness
Receive an advance of up to 50% of your life insurance sum in the event of a terminal illness diagnosis, with a maximum of USD 250,000 for Easy Term and USD 500,000 for Master Term.
- Flexibility in Use: Use the advance to cover medical expenses, deductibles, treatments, or any other personal needs.
- Protection in USD: Solid financial support designed to take care of your health and well-being.
- Included at No Additional Cost: This benefit is designed to support you in the most challenging moments without generating extra charges.
Disability benefit
Income Protection: Total Permanent and Temporary Disability Due to Illness and Accident
Protect your income against illnesses or accidents with comprehensive coverage. If you suffer an accident or illness that causes total temporary disability, you will start receiving a monthly benefit after the first month. In case of total permanent disability due to illness, you will receive the monthly benefit after three months. Additionally, in case of total and permanent disability, you will receive the contracted insured amount after 12 months, whether due to accident or illness.
- Liquidity in case of disability: Protect your income and meet your medical and daily expenses without worries.
- Economic support for your recovery: Ensure that you and your family can live comfortably while you recover.
- Adaptive protection: Financial solutions for independent professionals and employees.
Income Protection: Total Permanent Disability Due to Illness and Accident
Protect your income and ensure a stable future for you and your loved ones. Receive the insured amount contracted after 12 months of total and permanent disability due to accident or illness.
- Flexible use of insured amount: Allocate the received amount to cover medical care, medical insurance deductibles, or any other needs.
- Adaptive contracting: Financial protection designed for both independent professionals and employees.
- Economic stability: Financial support that provides liquidity for you and your family in uncertain times.
Cash For Accidental Loss Or Death
Receive up to 100% of the insured amount in case of disability due to organic losses caused by accident and increase protection for your loved ones in the event of accidental death, ensuring your family’s financial support in any eventuality.
- Personalized choice: Select additional insured amount for greater peace of mind and protection for you and your family in case of accident.
- Comprehensive coverage: Receive the insured amount in USD to cover medical expenses, deductibles, home adaptations, or other needs arising from disability due to accident.
- Additional protection: Ensure the well-being of your loved ones with additional insured amount, securing their financial stability in difficult times.
We have different term options depending on the contracting age:
- The contracting age is issued at the age of your last birthday at the time of contracting.
- The minimum age to contract term life insurance is 18 years, and the maximum is 75 years.
Easy Term
Flexible protection through term life insurance with a sum insured from $100,000 to $1,000,000 USD. Apply without medical exams and receive automatic approval or simplified evaluation with a response in less than 24 hours, depending on the case. Learn about all the additional benefits for you and your loved ones.
Master Term
Greater protection through term life insurance with a sum insured from $1,100,000 to $10,000,000 USD. Coverage that adapts to your needs. Learn about all the additional benefits and increase your coverage.
Health benefit:
Advance for terminal illness
Receive an advance of up to 50% of your life insurance sum in case of a terminal illness diagnosis, with a maximum of $250,000 USD for Easy Term and $500,000 USD for Master Term. Financial protection for your health.
Saving benefit:
Return of premium
Receive in return* the base cost of term plan you pay for 15 years, or the base cost of the term plan plus the cost of the return of premium benefit for 20 or 30 years (excluding the policy cost). Receive your savings at the end of the chosen term. Protect the future, the education of your children, and more.
Work disability benefit:
Payment for disability or accidental death
Coverage for you and your family in case of an accident. Choose the additional sum insured for disability due to organic losses or death by accident. Protection for you and for everyone.
We have different term options depending on the contracting age:
- La edad de contratación es emitida en la edad de tu último cumpleaños al momento de contratar.
- La edad mínima para contratar un seguro de vida a término es de 18 años y la máxima de 75 años.
Easy Term
Flexible protection through term life insurance with a sum insured from $100,000 to $1,000,000 USD. Apply without medical exams and receive automatic approval or simplified evaluation with a response in less than 24 hours, depending on the case. Learn about all the additional benefits for you and your loved ones.
Master Term
Greater protection through term life insurance with a sum insured from $1,100,000 to $10,000,000 USD. Coverage that adapts to your needs. Learn about all the additional benefits and increase your coverage.
Health benefit:
Advance for terminal illness
Receive an advance of up to 50% of your life insurance sum in case of a terminal illness diagnosis, with a maximum of $250,000 USD for Easy Term and $500,000 USD for Master Term. Financial protection for your health.
Savings benefit:
Return of Premium
Receive in return* the base cost of term plan you pay for 15 years, or the base cost of the term plan plus the cost of the return of premium benefit for 20 or 30 years (excluding the policy cost). Receive your savings at the end of the chosen term. Protect the future, the education of your children, and more.
Work disability benefit:
Payment for disability or accidental death
Coverage for you and your family in case of an accident. Choose the additional sum insured for disability due to organic losses or death by accident. Protection for you and for everyone.
We have different term options depending on the contracting age:
- The contracting age is issued at the age of your last birthday at the time of contracting.
- The minimum age to contract term life insurance is 18 years, and the maximum is 75 years.
Not sure which coverage to choose?
Find your ideal coverage hereNot sure which coverage to choose?
Find your ideal coverage here
